How CareCredit Works

The CareCredit healthcare credit card is accepted at over 175,000 providers nationwide, making it easier to finance your health, beauty and wellness needs. With CareCredit, you can pay for treatments and procedures for yourself and your family right away, then enjoy the convenience of manageable monthly payments.

Why Choose the CareCredit Healthcare Credit Card?

• Convenient: Use it repeatedly as your dedicated credit line for health and wellness expenses.
  
  
• Helpful: Take advantage of promotional financing options to make costly procedures more affordable with monthly payments that fit your budget.
  
  
• Flexible: Choose from a wide network of participating doctors and healthcare providers. Pay monthly or pay off your balance anytime.
  
  
• Simple & Straightforward: Pay for the treatments and procedures you want, when you want them.

How to Apply

Applying for CareCredit is quick and easy.

1. Choose a Provider: Select a doctor or business by name or let us know how you plan to use your CareCredit healthcare credit card.
   
   
2. Complete Your Application: Fill out the online CareCredit application or call us at 1-800-677-0718 to apply over the phone. (Be sure to review our Credit Card Account Agreement before calling. Applicants must be 18+ to apply online or 21+ to apply by phone.)
   
   
3. Get an Instant Decision: Receive your credit decision immediately and start using your CareCredit card at over 175,000 providers nationwide.

Take control of your health and wellness expenses today with CareCredit! Click here to apply.